Investment Research

The recent surge in Agentic AI and Generative AI has stirred considerable discussion about the future of software as a service. Vibe coding, in particular, has lowered the friction involved in building applications. Today, a developer—or even a technically curious individual—can describe a product in a prompt and generate a working application. In many cases, this can be done without a dedicated front-end developer, back-end engineer, or UI/UX designer. The results are often

Cyclicals have long been the most hated and unpopular stocks among both institutional and retail investors. One reason for this is the inherent volatility that comes with cyclicals. You have years of bountiful profits followed by years of agonizing losses, often back-to-back. The psychological pain of holding on to these volatile stocks, especially during the troughs, is usually too great for investors. Consequently, we see very emotional responses to the valuation of these s

How AI Works For centuries, humans and machines have lived in harmony. Dating back to the development of the wheel which revolutionized farming and human mobility to the computers that landed the first human on the moon in 1969. The newest innovation in the technology sector that has sparked the attention of the public is artificial intelligence or AI. Simply stated, AI refers to the simulation or approximation of human intelligence in machines but, it’s also helpful to unde

The jump-scare by Silicon Valley Bank was not a shock for many, short sellers had been calling out SVB and many other lending...

Leverage is one of the most important concepts in investing. Understanding the implications of leverage is crucial if one wishes to become..

Risk is most frequently referred to as the amount of exposure to the potential of unfavorable outcomes from an investment. Naturally, there is no such thing as a surefire investment in life – Every investment comes with some probability of failure. Even the Treasury Bills are not strictly risk-free. In fact, governments have defaulted on their loans throughout history. For example, when Greece adopted the Euro as its currency in 2008, the government caved under massive econom

In the previous series of whitepapers, we discussed how to survive the bear market through fundamental investing and financial planning. In this whitepaper, we will discuss the enormous challenges cryptocurrency industry faces and whether or not it will be a good investment . Credit: The Motley Fool The idea of a blockchain has significantly challenged the conventional manner of "transaction" since a report written by developer Satoshi Nakamoto was first published. Over th

In the previous whitepaper , we discussed determining the margin of safety of your holdings, which can reduce risk and improve return simultaneously. In this whitepaper, we will examine the last task for surviving the bear market: planning with a financial advisor. Diversification Investors must plan their asset allocation thoroughly with a professional advisor. The first thing on the table is to ensure that your holdings are sufficiently diversified across asset classes and